Step 1 of 3
Your income
Enter what actually hits your bank account each month after all taxes and deductions.
This is your paycheck amount after taxes, insurance, 401(k), and any other deductions — the number you actually have to work with.
Please enter your monthly take-home pay.
Step 2 of 3
The real cost of buying & renting
Complete all fields below. Estimates are noted where helpful.
Buying a home
Under 20% typically requires PMI
U.S. avg ~1.1%. Check your county.
U.S. avg ~$1,500–$2,000/yr
Maintenance, utilities, etc.
~0.5–1% of loan/yr
Renting
Avg ~$15/mo. Often forgotten.
Please fill in home price, down payment %, interest rate, property tax rate, and monthly rent.
Step 3 of 3
Affordability Summary